With diminishing M&A opportunity shifting the focus to organic growth, improved access to growing underbanked markets in the developing world and a more-demanding, less-loyal customer in mature markets, banks increasingly are required to operate as enterprises rather than lines of business.

The renewed push for growth/revenue-generation, customer demands for consistent and common access to banking relationships, and compliance, risk and fraud management/requirements not only are transforming the business of banking beyond a simple transaction focus, but also presenting tremendous opportunities for the visionary institutions that adopt technologies that will enable integration, automation and customer-centricity in the future.

Learn how these leading banks are deploying technology to capitalize on emerging business opportunities while avoiding the pitfalls of a changing business world.

This forum provides insights into critical topics & challenges facing banks including:

• Achieving a Centralized IT Planning Process
• Enabling "Single" Customer View/Analytics
• Maximizing Process Automation – Getting to STP
• Investing in Enterprise Architecture
• Capitalizing on Data/Intelligence Convergence
• Profiting from Electronic/ "contactless" payments
• Leading in Real-Time Transaction Processing/Settlement of Transactions
• Realizing the Potential of Converged Communications

This forum is an invitation-only event for decision makers and influencers with line-of-business, management and technology purchasing/recommending responsibilities at Commercial/Retail Banks and Securities/Investment Firms including: CEO, Chief Investment Officer, Chief Operating Officer, Chief Financial Officer, Chief Information Officer, Chief Technology Officer, Chief Risk Officer, Chief Security Officer, Chief Compliance Officer, "Office-of-the" Senior Staff (for the preceding titles), Treasurer, Partner, Managing Director Senior IS/IT Operations/Management, Line of Business Head

Admission will only be granted to qualified
Commercial/Retail Banks and Securities/Investment Firms.

Attendance is at the discretion of BearingPoint and Bank Systems & Technology.

We are sorry but registration for this event is closed.
We hope to see you at future BearingPoint and Bank Systems & Technology events.

Thank your for submitting your registration to this complimentary executive forum.

Please Note: This event is open to executives from Corporate/Retail Banks and Securities/Investment Firms only.

Each applicant's registration information will be reviewed and qualified registrants will be E-mailed an attendee confirmation notice within 5-7 business days.

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Participants for this forum include:

Daniel Mayo Daniel Mayo, Lead Analyst, FST, Datamonitor bio Katherine Burger Editorial Director Bank Systems & Technology Katherine Burger is Editorial Director of Bank Systems & Technology, member of the InformationWeek Media Network (part of CMP Media). She has led Insurance & Technology since 1991, and assumed leadership of Bank Systems & Technology in 2003. At Insurance & Technology, in addition to directing the editorial strategy, Kathy has been directly involved in the development of new products, supplements and publications on topics including standards, e-commerce, budgets/ROI, globalization, security, convergence, CRM, standards, privacy, outsourcing, health insurance, and financial management. She also oversees Insurance & Technology News, I&T's e-mail newsletter, and I&T's Web site (www.insurancetech.com). Kathy is a frequent speaker/participant at industry/association/sponsored conferences and events, including IASA, ACORD, ACLI, IVANS and Insurance Services Office (ISO). She is a member of the IASA Interpreter Steering Committee. Peter Nikonovich Managing Director BearingPoint Sorry this speaker's biography is not currently available. Please check back for updated information.

(Please Click on the name to read speaker biographies)

Forum Location:

The Reuters Conference Center
Three Times Square (Broadway @ 43rd)
30th Floor

This Complimentary forum is being held in The Carnegie Hall Room of The Reuters Conference Center. This state of the art facility is easily accessible by public transportation.

For more information on bus, subway and rail stops at/near to Times Square visit: http://www.mta.nyc.ny.us/index.html

For additional information, please contact Ellen Severino/3XSQ Conference Manager at: 646-223-4591

Forum Details:

Event Registration will open at 8:00 am in the Main lobby of The Reuters Building.

Breakfast and Forum will be held from 8:00 am – 11:00 am in The Carnegie Hall Room, 30th floor.

Overnight Accommodations:

If you require overnight lodging to attend the forum, we will be securing a block of rooms at an area hotel - TBA. Please refer back to this website for updated information.

If you have any special needs or would like further assistance, contact Diana Milbert, event operations manager, at 415-947-6754 or dmilbert@cmp.com

FORM PAGE 2

8:00 – 9:00 am Registration/Continental Breakfast

9:00 – 9:15 am What does the future hold for a Banker? Katherine Burger, Editorial Director, Bank Systems & Technology

9:15 – 10:00 am The Research that defines the 21st Century Banker Daniel Mayo, Lead Analyst, FST, DataMonitor What will characterize and distinguish the 21st century financial institution, and which technologies will help the industry leaders achieve their vision? Successful banks clearly will be highly automated and efficient, extremely knowledgeable about their customers (and able to act quickly on that knowledge), and speedy, effective and secure transaction processors, not every institution is achieving those goals in the same way. Gain an insider's view into the strategies of visionary 21st century banking organizations and learn about the technologies that are enabling their success.

10:00 – 10:30 am How to Realize the Vision of the 21st Century Banker Peter Nikonovich, Managing Director, BearingPoint Legacy issues increasingly are a thing of the past, as service-oriented architectures and Web services and/or middleware allow banks to integrate legacy systems, internally and externally developed applications. This in turn supports more robust operations, enabling a transition to completely electronic payments and real-time processing and settlement of transactions. How is the new approach to architecture enabling stronger performance and contributing to growth, and where is it providing operating efficiencies? Find out how the industry visionaries are finding the right balance and what's behind their strategies.

10:30 – 11:00 am Q&A/Discussion

11:00 am Conclusion

* Program is subject to change